Riddle's Financing Application

Apply for a Riddle's Credit Card Account

Financing Plans

Funding that big diamond engagement ring should not cripple you with stress. While it is never a bad idea to pay for a wedding or engagement ring in full cash, sometimes that is just not possible when you are getting ready to pop the big question to your significant other. Here at Riddle’s Jewelry, we want to help you during this exciting time of your life. Riddle’s Jewelry offers jewelry credit and jewelry financing options for you to help alleviate the financial strain that can come after purchasing an engagement ring, or any other big jewelry purchase. Take a look at our jewelry financing options to see if this is something that would be beneficial for you.

Riddle's Jewelry offers a range of payment options that are suitable for you and your budget, our options are listed below:

    • Under $299. Special Rate of 9.90%** APR with regular monthly payments.

    • $299-$999. No Interest if Paid in Full within 6 months with regular monthly payments. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.*

    • $1000-$1999. No Interest if Paid in Full within 12 months with regular monthly payments. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.*

    • Above $2000. No Interest if Paid in Full within 18 months with regular monthly payments. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.*

    • Above $2000. 36 Months Equal Monthly Payments. Special Rate of 9.90%** APR with monthly payments.

*The Riddle’s Jewelry credit card is issued by Wells Fargo Bank, N.A. Special terms for 6 months apply to qualifying purchases of $500-$999 charged with approved credit and 12 months apply to qualifying purchase of $1000 or more charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 12/01/2018 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 12/31/2018.

*The Riddle's Jewelry credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. Regular monthly payments are required during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee of if you use the card for other transaction. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 12/01/2018 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires [12/31/2018].*

* To begin the online application process, please select Apply Now. If you would like to apply in person, please visit a Riddle's Jewelry store near you, and our staff will be happy to assist you.

Buy Now and Pay Over Time


A Riddle's Jewelry Credit Card* is an easy and convenient way to pay for your Riddle's Jewelry purchases. Plus, as a Riddle's Jewelry cardholder, you can enjoy other great benefits thoughout the year, such as:

  • Special promotional offers where available

  • Revolving line of credit that you can use over and over again

  • Quick credit decision

  • Convenient monthly payments to fit your budget

  • Easy to use online account management and bill payment options

Already Have a Riddle's Card? Manage your Riddle's Jewelry Credit Card Account

If you are already have a Riddle's Jewelry credit card, you can manage your Riddle's Jewelry Credit Card account online, pay your bill, set up alerts, and get paperless account payments.