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Riddle's Financing

RIDDLE'S FINANCING & CREDIT CARD

Special financing options so you can shop now and pay later.

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MY RIDDLE'S CARD

An easy and convenient way to pay for your jewelry purchases. Plus, enjoy these other benefits as a Riddle's Jewelry cardholder:

  • Special promotional offers where available
  • Revolving line of credit that you can use over and over again
  • Convenient monthly payments to fit your budget
  • Easy-to-use online account management and bill payment options
  • See financing terms below

You can also apply in-person at any Riddle's store.

NO INTEREST IF PAID IN FULL WITHIN 6 MONTHS

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.*

For purchases of $500-$999

NO INTEREST IF PAID IN FULL WITHIN 12 MONTHS

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.*

For purchases above $1000

NO INTEREST IF PAID IN FULL WITHIN 18 MONTHS

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.*

For purchases above $3,000

SPECIAL RATE OF 9.90% APR WITH REGULAR MONTHLY PAYMENTS.**

For purchases under $500

SPECIAL RATE OF 9.90% APR WITH 36 EQUAL MONTHLY PAYMENTS***

For purchases above $1,000

*The Riddle’s Jewelry credit card is issued by Wells Fargo Bank, N.A. Special terms for 6 months apply to qualifying purchase of $500-$999, 12 months apply to qualifying purchase above $1000, 18 months apply to qualifying purchase above $3000 charged with approved credit. Minimum monthly payments are required during the promotional (special terms) period. Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. Paying only the minimum monthly payment will not pay off the purchase balance before the end of the promotional period. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 6/1/2022 and is subject to change. For current information, call us at 1-888-402-3475. Offer expires 6/30/2022.*

**The Riddle's Jewelry credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases charged with approved credit. The special terms APR will continue to apply until all qualifying purchases are paid in full. Regular monthly payments are required during the promotional (special terms) period. The APR for Purchases will apply to certain fees such as a late payment fee of if you use the card for other transaction. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 6/1/2022 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 6/30/2022.**

***The Riddle's Jewelry credit card is issued by Wells Fargo Bank, N.A. Special terms apply to qualifying purchases of $1000 or more charged with approved credit. The special terms APR of 9.90% will apply to the qualifying purchase, 36 monthly payments equal to 3.2407% of the original special terms balance are required. The advertised terms are an estimate assuming required monthly payments are made on the payment due date; no other balances are currently carried or will be carried on the account; and no additional charges are or will be added to the account. Because your actual account activity may be different than the assumptions used, or because of rounding, the number of payments or the final payment amount could be different than the advertised terms. The special terms APR will continue to apply until all qualifying purchases are paid in full. The APR for Purchases will apply to certain fees such as a late payment fee or if you use the card for other transactions. For new accounts, the APR for Purchases is 28.99%. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. This information is accurate as of 6/1/2022 and is subject to change. For current information, call us at 1-800-431-5921. Offer expires 6/30/2022.***